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Buying a vacation property is one of the most rewarding things you can do. But it can also be a complex and stressful experience with pitfalls that are different from those you encounter when you buy a house.

Here are 10 things you need to know:

1. Why do I want it?

Buying a vacation home isn’t always about just about a place to retire or relax. It can also be an investment which generates income when you don’t want to be there. So that’s your first question. Are you using this second home mainly for fun or do you want to rent it out and make some money?

If it is mainly for personal use, then the most important consideration might be the size of kitchen....